Please read these Disclaimers (“hereinafter referred to as
“Terms”) carefully. Please refer to the official Website for more information about
IFAN Finserv Private Limited (hereinafter referred to as “IFAN”) – www.ifan.co.in
By accessing this Website and / or using any information/contents provided on or
via this Website, you represent that you have read and understood these Terms and
you agree to be bound by and comply with the same. Furthermore, by using this Website,
you represent that (i) you have the capacity to be bound by these Terms and (ii)
if you are acting on behalf of any company or other person/entity, you have the
authority to bind such company or person/entity. If you do not agree to these Terms,
please do not use this Website or download any content, in any manner whatsoever,
from the same.
The information/contents on this Website are intended for general information purposes
only. Any information/contents are subject to change without notice. This Website
has not been registered under any jurisdiction. If you use this Website from any
jurisdiction other than India, you are responsible for compliance with applicable
local laws and IFAN, any of its affiliates, associates, their directors,
employees and agents shall not be liable or responsible, in any matter whatsoever,
pertaining to the same.
The information/contents provided on this Website or any part thereof does not constitute
nor is it intended to constitute an offer to buy or sell or a solicitation to an
offer to buy or sell any securities or any other financial products / investment
products / services (hereinafter collectively referred to as “Products/Services”)
mentioned in this Website and/or to enter into any other transaction with and/or
an attempt to influence the opinion or behavior of the Users/Investors/Recipients.
Users/Investors/Recipients must make their own investment decisions based on their
own specific investment objectives, their financial position and using such independent
professional advisors for seeking independent legal, investment and tax advice as
they believe necessary, before acting on any information/contents in this Website
or before making any investments/investment-related decision in such Products/Services.
The investments discussed or recommended or any investment advice (including model
portfolios) generated in any reports by any software in this Website may not be
suitable for all Users/Investors/Recipients. - IFAN does not warranty the
timeliness, accuracy or quality of the electronic content of such investment advice/model
portfolios generated through the Software in any manner whatsoever and shall not
be liable/responsible for the same. Any investments related advice/model portfolios
provided by IFAN through this Website is purely on a non-binding, recommendatory
basis only and does not constitute an offer to buy or sell or an solicitation of
an offer to buy or sell any products/services and the aforesaid advice given is
strictly complimentary to and not a substitute for independent professional advice
from a person qualified to provide it to you. Any use of the information / contents
in this Website and any investments and investment related-decisions of the Users/Investors/Recipients
are at the sole discretion & risk of such Users/Investors/Recipients. There may
be changes in the legal, tax and the regulatory regimes (including without limitation,
political changes, government regulation, social instability, stock market fluctuations,
diplomatic disputes, unforeseen tax consequences, foreign-exchange restrictions
or exchange-control requirements or other similar developments), which could adversely
affect your investments in the Products/Services. Your investments in the Products/Services
may stand a risk of loss of capital depending on characteristics of such Products/Services
and the Users/Investors/Recipients are advised to read the Offer Document/Prospectus/Memorandum/Terms
(“Terms of Offer”) of any such Products/Services that may be offered through this
Website carefully before making any investment decision pertaining to the Products/Services.
Mutual Fund investments are subject to the market risks and there is no assurance
or guarantee that the objectives of the Schemes will be achieved. As with any investment
in securities, the NAV of the units issued under the Scheme can go up or down depending
on the factors and the forces affecting the capital markets. Past performance of
the Sponsors/ Mutual Fund or their affiliates does not indicate the future performance
of the Scheme. Please read the Offer Document / Scheme Information Document carefully.
Please note that fixed deposits, bonds, debentures are loans/lending instruments
and the Users/Investors/Recipients must satisfy themselves on the financial health
of the company/bank/institution before making any investment. IFAN takes
no guarantee of soundness of any company or scheme. IFAN has/will make available
all required information to the prospective User/Investor/Recipient if asked for
in respect of any scheme/fixed deposit/bond/loan/debenture. IFAN is only
acting as a distributor and is not representing any company in any manner except
to distribute its Products/Services.
Insurance is a subject matter of solicitation. IFAN is a Licensed Corporate
Agent (License No. 9395417). IFAN acts as a Corporate Agent of Bajaj Allianz
General Insurance Company Limited (IRDA Registration No. 113) for General Insurance
products and Exide Life Insurance Company Limited (IRDA Registration No. 114) for
Life Insurance products.
IFAN has attempted to provide accurate and up-to-date information. No rights
accrue to the Users/Investors/Recipients from the information published on this
Website. You undertake not to use this Website or any interactive / online services
contained therein for any purpose, which is unlawful, abusive, libelous, obscene,
threatening or prohibited by these Terms (including notices).
We provide the Website and its information/contents on an "as is" basis and do not
make any express or implied warranties, representations, guarantees, endorsements
or conditions with respect to the Website or its information/contents, Software,
Features, Products/Services including without limitation, warranties as to merchantability,
operation/functioning, non-infringement, usefulness, completeness, accuracy, correctness,
reliability and fitness for a particular purpose. Further, we make no representations
or warranties or guarantees regarding the accuracy, functionality or performance
of any Software (including, but not limited to any third party software) that may
be used in this Website.
In the event of any conflict between the terms/conditions/covenants of Products/Services
as mentioned in the Terms of Offer and these Disclaimers, the terms/conditions/covenants
specific to such Products/Services as mentioned in the Terms of Offer of such Products/Services
shall prevail, wherever applicable.
Neither IFAN nor any of its affiliates, their directors, employees and agents
accept any responsibility and/or liability or warrant or guarantee the performance
or profitability of the Products/Services nor do they warrant or guarantee the returns
and that the investment objectives of the Products/Services shall be achieved at
any time and in any manner whatsoever. We make no representations and/or warranties
and/or guarantees, express or implied, regarding the accuracy, completeness or reliability
of any information/contents, Software, Features, Products/Services provided in this
Website, the Software or the Terms of Offer. Without limiting any of the foregoing,
IFAN, its affiliates, associates, their directors, employees and agents expressly
disclaim any and all liability or responsibility, in any manner whatsoever, for
any damages or expenses/costs/losses (including litigation expenses) incurred by
the Users/Investors/Recipients or any other person/entity, arising out of or related
to the information/contents of this Website or its Software and/or for any damages
that may be caused to any equipment / hardware and/or other software or components
thereof, due to any viruses, defects or malfunctions in connection with access or
use of this Website and/or any information/contents transmitted via this Website
and/or the functioning/non-availability of this Website or any part thereof, at
any time and in any manner whatsoever and/or any action or decision made by the
Users/Investors/Recipients in reliance on the Website and/or its information/contents,
Sotware, Features and/or any unauthorized use or your inability to use or reproduction
of the Website in any manner whatseover or any of its information/contents and/or
the Terms of Offer or any investments in the Products/Services, including any and
all direct, special, punitive, indirect, notional or consequential damages (including
lost profits) arising from or in connection with the above, even if notified of
the possibility of such damages.
IFANhas attempted to use 128-bit SSL (Secure Sockets Layer) encryption as
may be required, at its sole discretion, in the Website, for the transmission purposes.
By transmitting any information/ contents via this Website, you accept the risk
that the information/contents thereof you transmit to us and any information/contents
thereof that we transmit to you may be intercepted and modified by a third party.
Messages that you send to us by e-mail may not be secure. We recommend that you
do not send any confidential information to us by e-mail. If you choose to send
any confidential information to us via e-mail, you accept the sole risk that these
information/contents may be intercepted and modified by a third party.
This Website may provide you with access to other websites ("Local Site"). Each
Local Site will be governed by local terms in addition to these Terms. Please read
the Local Site terms carefully before using the Local Site. This Website may refer
to information/contents provided by third parties via hyperlinks or other means.
IFAN has not verified, in any manner whatsoever, whether such information/contents
are reasonable, accurate, reliable, complete or up-to-date. Links to other websites
do not constitute IFAN’s approval/disapproval or endorsement of such websites
or its information/contents or its products/services or its documents or advertisements.
IFAN is not liable or responsible, in any manner whatsoever, for any such
information/contents provided by third parties. Links to IFAN Website are
not permitted without the prior written consent of IFAN.
Links to downloadable software sites are for convenience only and we are not liable
or responsible in manner whatsoever, for any difficulties and/or consequences associated
with downloading any software. Use of any downloaded software is governed by the
terms of the license agreement, if any, which accompanies or is provided or shall
be provided with the software.
This Website may contain one or more of the services such as bulletin boards, chat
areas, news groups, forums, and/or other message or communication facilities. You
agree to use such services only to send and receive information and material that
are proper and related to the particular service, area, group, forum, or other information
or communication facility. In addition to any other terms or conditions of use of
any bulletin board services, chat areas, news groups, forums, and/or other message
or communication facilities, you agree that when using one, you will not:
- Upload files that contain software or other material protected by intellectual property
laws or by rights of privacy or publicity unless you own or control such rights
or have received all necessary consents.
- Upload files that contain viruses, corrupted files, or any other similar software
or programs that may damage the operation of another's computer.
- Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such
as rights of privacy and publicity) of others.
We have no obligation to monitor the bulletin board services, chat areas, news groups,
forums, and/or other message or communication facilities.
- IFAN retains all rights (including copyrights, trademarks, patents as well
as any other intellectual property rights in terms of compliance with relevant laws,
rules, regulations etc. as may be applicable from time to time) in relation to all
information/contents on this Website (including all texts, graphics and logos).
You may not copy, publish, distribute or reproduce any of the information contained
on this Website in any form without the prior written consent of IFAN.
- IFAN does not endorse the Products/Services in any manner whatsoever. No
endorsement or approval of any third parties or their advice, opinions, information,
products or services is expressed or implied by any information/contents on our
- You agree to indemnify and hold IFAN, its affiliates, associates, their directors,
employees and agents harmless, of any liability, losses and expenses (including
litigation expenses), claims, actions, suits arising out of and/or related to your
violation of these Disclaimers(including the Terms) and any other terms mentioned
in the Terms of Offer, wherever applicable.
- These Terms are governed by the laws of India and the competent Courts of Mumbai
will have exclusive jurisdiction in respect of any dispute, which may arise out
of or relating to the use of this Website.
- The Terms mentioned herein are severable. In case any part of these Terms is rendered
invalid or unenforceable, then the remainder of the Terms shall continue to be valid
and enforceable to the fullest extent permitted by law.
- IFAN reserves the right to change the information/contents provided on or
via this Website, including the Terms of this Disclaimer, at any time and without
notice. It is recommended that you review the information/contents provided on or
via this Website, including the Terms, periodically for changes. Further, your continued
access or use of the Website will mean that you agree to any changes.
- The Users/Investors/Recipients agree and acknowledge that IFAN may, at any
time, at their sole discretion, share the User’s/Investor’s/Recipient’s personal
information with any statutory/administrative/judicial authorities or such other
person/entity as may be directed by such authorities and/or for ensuring compliance
with any applicable laws, as the case may be.
- Any references to 'you’, 'your', ‘yours' ‘Users/Investors/Recipients are references
to the person(s) accessing this Website.
- Any references to 'we', 'us' and 'our' are references to mean individually and collectively
IFAN, its affiliates, their directors, officers and employees.
- No delay or failure by us to exercise any of our powers, rights or remedies under
the Terms of this Website shall operate as a waiver of them, nor shall any single
or partial exercise of any such powers, rights or remedies preclude any other or
further exercise of them.
- The remedies provided in the Terms of this Website are cumulative and not exclusive
of any remedies provided by law.
- We reserve the right in our sole discretion to deny any Users/Investors/Recipients
access to this Website, any interactive service herein, or any portion of this Website,
without notice and without being liable or responsible, in any matter whatsoever,
for the same.
- If you are dissatisfied with any portion of this Website, or with any of these Terms,
your sole and exclusive remedy is to discontinue using this Website.